Getting your dream classic car is easier than you think with our flexible classic car loans. By working with a specialist panel of lenders, we enable classic car enthusiasts to spread the cost of purchase across affordable monthly repayments.
Let us help you to secure the best finance available across our panel of lenders, and become one our many customers that have rated us 5* on Google and excellent on Trustpilot.
Having been operational since 2004, we have developed strong relationships with the top UK lending banks and can offer our customers a wide range of flexible finance options to suit their individual needs.
Simply complete a quick online application or call us directly on 01202 684898 and discuss your options with an experienced member of our sales consultant team. They will detail what finance options are available to you to enable you to make an informed choice; all finance options offered to you will be tailored to your needs and individual circumstances.
Rates start from 9.9% APR. Representative example: borrowing £7,500 over 48 months with a REPRESENTATIVE APR of 24.9%, an annual interest rate of 24.9% (Fixed) and a deposit of £0.00, the amount payable would be £238.10 per calendar month, with a total cost of credit of £3,928.80 and a total amount payable of £11,428.80. Rates may differ as they are dependent on individual circumstances. Rates from 9.9% APR: the exact rate you will be offered will be based on your circumstances, subject to status. No initial impact to your creditscore but a hard search will be added to your credit profile if you decide to proceed with finance.
As a vehicle finance specialist, Creditplus have been successfully helping customers finance and find their vehicles since 2004. With so much experience we've become very good and efficient at providing this service and our excellent Trustpilot rating shows that our customers agree. We have also grown our offering with other specialist lenders to cover other vehicle types, including classic cars.
With our quick and easy Online Application, you can get approved for classic car finance in a matter of minutes - without affecting your credit score.
Simply complete your application and one of our friendly classic car specialists will be in touch to discuss your finance options.
If you’ve already found your classic car, we’ll simply arrange payment to the dealer or seller.
But if you’re still searching for your vintage dream, our team of experts can help you find the classic car you’re looking for.
Apply Online today and one of our classic car finance specialists will be in touch.
What you'll need to apply:
Hire Purchase (HP)
When you finance a classic car with HP, the cost of your loan is divided into equal monthly repayments with a fixed interest rate. Unlike leasing agreements, you’re not restricted by mileage limits, and once all outstanding payments have been made – the car is yours to keep.Discover
With our flexible packages, you choose how much you want to borrow, and the length of your repayment period (from 12 - 60 months). We also offer flexible deposit options, including a no-deposit option, subject to approval.
To discuss your classic car finance options, Apply Today or call us today on 01202 684898.
Yes. We provide finance options for classic car enthusiasts with a wide range of credit histories, including those with bad credit, that may have been refused credit elsewhere.
Check Your Eligibility today, without affecting your credit score.
There isn’t really a definitive factor that gives a car ‘classic’ status, it’s more down to personal opinion.
But as a general rule, a car is usually recognised as classic once it’s stopped depreciating and begins appreciating in value.
Yes. If you’ve found the car you want through a dealership or – even a private seller, we’ll simply transfer the funds to the dealer or individual.
But if you’d prefer to take advantage of our service, our expert vehicle buying team can help you find the classic car you want through our network of trusted dealers.
Car insurance is a legal requirement for all vehicles, so you’ll need to arrange some level of cover.
But since classic cars often differ in build, engine and value, compared to normal vehicles - a standard car insurance policy may not be enough.
Many insurance companies offer packages specifically designed for classic cars, that consider the car’s classic value, so you can be confident that you’re fully protected.
Cars built or registered over 40 years ago, do not legally require a MOT test, providing there have been no ‘substantial changes’ made within the last 30 years (e.g. replacing the chassis, body, axles or engine to change the way the vehicle works).
If your car was built or registered more than 40 years ago, it will also be exempt from vehicle tax.
Yes. We provide finance options for classic car enthusiasts with a wide range of credit histories, including those with bad credit, that may have been refused credit elsewhere.
Check Your Eligibility today, without affecting your credit score.
There isn’t really a definitive factor that gives a car ‘classic’ status, it’s more down to personal opinion.
But as a general rule, a car is usually recognised as classic once it’s stopped depreciating and begins appreciating in value.
Yes. If you’ve found the car you want through a dealership or – even a private seller, we’ll simply transfer the funds to the dealer or individual.
But if you’d prefer to take advantage of our service, our expert vehicle buying team can help you find the classic car you want through our network of trusted dealers.
Car insurance is a legal requirement for all vehicles, so you’ll need to arrange some level of cover.
But since classic cars often differ in build, engine and value, compared to normal vehicles - a standard car insurance policy may not be enough.
Many insurance companies offer packages specifically designed for classic cars, that consider the car’s classic value, so you can be confident that you’re fully protected.
Cars built or registered over 40 years ago, do not legally require a MOT test, providing there have been no ‘substantial changes’ made within the last 30 years (e.g. replacing the chassis, body, axles or engine to change the way the vehicle works).
If your car was built or registered more than 40 years ago, it will also be exempt from vehicle tax.
Your application only takes a couple of minutes and won’t affect your credit score.
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